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Terms of use

Effective 6 September 2026.

What these terms cover

These terms cover your use of this website, u-n-u-m.com. The Unum apps and the systems we build and run for clients have their own terms, which apply instead of these.

What the site is for

The site is here to tell you about Unum. We try to keep it accurate, but it is information rather than advice, and we make no warranty that it is complete or current.

Content and the mark

The content of this site, the Unum name and the Unum cross mark belong to UNUM SDN. BHD. You are welcome to quote the site or link to it. Reproducing it commercially needs our permission first.

Links away from this site

Some links take you elsewhere, including to auth.u-n-u-m.com and to Unum products. Once you follow one, that service's own terms govern what happens there.

Governing law

Malaysian law governs these terms, and any dispute about them goes to the courts of Malaysia.

Contact

Questions about these terms go to hello@u-n-u-m.com.

© 2026 UNUM SDN. BHD., Kuala Lumpur, Malaysia

Registration 202001007038 (1363358-M)

Privacy Terms hello@u-n-u-m.com